Why use our PayID?

PayID enables merchants to generate unique payment identifiers for all customers and/or invoices. Customers are able to make bank transfers using unique payment identifiers and merchants can receive the funds in real-time 24 hours a day, 7 days a week (including public holidays).

This new functionality available to the Australian market gives merchants the power to automate legacy bank transfer implementations and resolve reconciliation issues.

Why use Apple Pay?

Apple Pay enables merchants to provide a secure and seamless payments experience for customers who have a supported Apple mobile device on participating websites in Safari or in-app.

Payments can be initiated by customers via touch to speed up the payments experience and Apple uses a tokenization service to secure the payment and ensure the process is PCI DSS compliant.

Why use our Google Pay?

Google Pay enables merchants to provide a secure and seamless payments experience for customers who have payment methods attached to their Google account .

Payments can be initiated by customers via biometrics to speed up the payments experience and Google uses a tokenization service to secure the payment and ensure the process is PCI DSS compliant.

Why use our BPay?

BPay provides a billing solution to Australian merchants that enables their customers to pay via their internet or mobile banking platforms. This particular payment method has features in place to assist with scheduling payments and avoiding mistaken payments via a unique referencing system.

Why use our Direct API?

The Direct API Integration enables merchants to process credit cards, bank accounts and check transactions in real-time directly through any eCommerce solution such as shopping carts, web pages and other billing software like custom software and app solution developed by ECKOO. Merchants are given the ability to maintain their own branding whilst utilizing the Merchant Warrior Payment Gateway to process online transactions.

The Direct API solution can be extensively customized for a seamless integration that ensures that the merchant’s customers remain under the impression that the merchant processes all transactions themselves.

Why use our Transparent Redirect?

The Merchant Warrior Transparent Redirect solution enables merchants to pass on the majority of their PCI Compliance responsibilities to Merchant Warrior. Implementing the Transparent Redirect solution will help merchants achieve the highest level of PCI DSS Compliance as they are not required to store, process or transmit any credit card information.

The Transparent Redirect solution ensures that all credit card information is delivered to Merchant Warrior directly from the customer’s web browser. The Transparent Redirect extension is a convenient solution for merchants that are looking to achieve PCI DSS Compliance whilst having the ability to host their own secure payment page.

Why use our Hosted Payments?

Merchants who do not wish to accept and store credit card information for security reasons will find that the Merchant Warrior hosted payment page is the perfect companion for their website. The Merchant Warrior hosted payment page takes advantage of Merchant Warrior’s Tier 1 PCI DSS certification, which enables merchants to process online transactions via a secure payment page.

By utilising the Merchant Warrior hosted payment page merchants pass on the responsibility of storing, processing and transmitting the credit card data to Merchant Warrior. This product is hosted by Merchant Warrior and as such all major PCI responsibilities are handled by Merchant Warrior. It is important to note that Merchant Warrior does NOT store any sensitive credit card data by default and will only store this sensitive data where absolutely necessary.

Why use our Token Payments?

The Merchant Warrior Token Payments solution focuses on aiding merchants to outsource the storage of customer credit card information. Certain merchants will want to avoid storing credit card data locally but will still require the ability to process and transmit this information. The Token Payments extension is an ideal solution for merchants with these requirements.

Token Payments provides merchants with the ability to take control of processing periodic transactions without the requirement of storing customer credit card information locally. All credit card information is encrypted and stored by Merchant Warrior in a military-grade data center.

Merchant Warrior Token Payments ensures that the scope of PCI DSS Compliance is significantly reduced and provides merchants with a cost-effective solution that will assist in achieving PCI DSS Compliance.

Why use our Phone Payments?

The Merchant Warrior Phone Payments service is a PCI DSS-certified solution that can be customized to suit your business requirements. Custom voice prompts, custom phone numbers, custom phone words and custom payment notifications make for Australia’s most advanced phone payments solution to date.

This solution provides merchants with their own IVR system capable of accepting Visa, MasterCard, Amercian Express or Diners Club credit card payments or Token Payments over the phone. Industries that have benefited from this solution include financial institutions, government departments, debt collection agencies, online retail and many more, to pay expenses such as council rates, insurance, school fees and generic bills.

To trial the Phone Payments (IVR) service from your phone, please dial: (07) 3166 5439 (Australia) or +61 7 3177 5439 (International).

Please use the following details when testing:
Biller ID: 081437
Reference Number: 111
Payment Amount: 1500
Token ID: 7931
Card Number: 5123456789012346
Card Expiry: 0139
Card Security Code: 123

Why use our Recurring Payments?

Merchant Warrior Recurring Payments passes on the responsibility of storing, processing and transmitting credit card information to Merchant Warrior. Merchants are not required to store credit card information locally in order to process periodic transactions. Merchant Warrior stores all credit card information securely on behalf of the merchant and enables the merchant to specify custom periods at which the credit cards should be charged.

Recurring Payments enables merchants to avoid the hassle of storing customer payment information and scheduling tasks to process payments periodically. Merchant Warrior takes control of all billing responsibilities whilst offering merchants the capability to modify recurring cycles to conform to their business requirements.

Some merchants would rather process the transactions themselves, develop custom applications that require periodic billing and still be able maintain PCI Compliance. For these merchants we recommend the Merchant Warrior Token Payments solution.

Why use our Direct Debit?

The Merchant Warrior Direct Debit platform is designed to process payments from Australian and New Zealand bank accounts. This platform is hosted and run by Merchant Warrior and as such does not require the merchant to setup any additional facilities with their Bank.

This solution is ideal for merchants in industries such as child care, bill collection, franchises, gyms and any business looking to debit customer bank accounts to receive funds.